Disclosure guide document with information about a financial advisor, including name, address, phone, email, FSPR numbers, and website.
Text from a document regarding licensing information for a financial advice provider, including a license number and regulatory authority details.
Text document outlining advice on loans, banks, lenders, and financial products, including lists of banks and types of loans.
A webpage section titled 'What else I can help you with' in green text, describing referral services for financial and pension providers, listing Tower F&G, UK Pension Transfers, Initio F&G, XE Money, Asset Finance, FastConnect, and mentioning the inability to provide legal or tax advice.
Excerpt from a financial advice document detailing fees and expenses, including one-off fees and advisor fees, with headings in green and black text.
Text from a financial document titled 'Commissions & incentives' explaining commission payments on loans, including upfront and ongoing commissions, and a fixed rate roll-over fee for loan refinancing.
A page of text explaining commission payments, referral fees, and managing conflicts of interest for financial advisors.
Text discussing conflicts of interest, Kōura Wealth & KiwiSaver schemes, and referral fees, with green heading titled 'Other conflicts of interest'.
Screenshot of a privacy policy and complaints process document discussing collection of personal information, sharing with NZ Financial Services Group, storage on Amazon Web Services, and instructions for filing complaints about financial advice or services.
Screenshot of a document section titled 'My duties' with text about supporting duties under the Financial Markets Conduct Act 2013.
A document showing a table of adviser fees for various lenders, indicating that most lenders charge a 1% fee, with Heartland Bank charging a $1200 fee.
A table titled 'Adviser fee (plus commission)' explaining maximum percentage rates or fees charged to lenders, including explanation that the fee can be paid in addition to a commission payment.
Table comparing lenders and their fees, showing Avanti Finance and Liberty Financial Limited each with a 1.00% fee.
Table listing adviser commission rates for various lenders, including upfront percentage, ongoing percentage, and maximum referral fee.